Don't pay a cent for your Refund Advance
How Refund Advance loan works
- Make an appointment to file your taxes: Apply for Refund Advance when you file with a tax pro in the office or remotely.*
- Decide how to receive your loan funds: Choose EmeraldCard®110Go to disclaimer for more detailsor Spruce℠ and if approved, get same-day access to your Refund Advance loan funds. Receive a decision by text or email.
- Repay your loan with your refund when it arrives: Repaying your loan is easy. You’ll direct the loan to be repaid from your refund automatically once it’s received.
Don’t wait to put money in your pocket
Estimated times funding will be available once the IRS accepts your return:
Two easy ways to access loan funds
Enjoy same-day access to approved loan proceeds based on your needs. Make your selection at your tax appointment.
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Spruce built by Taxsolutely™
A mobile banking app with a spending and a savings account, plus its own debit card
- Use your existing Spruce account or open a new account when you file your taxes
- No annual fees
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Taxsolutely Emerald Card®
A ready-to-use, prepaid debit card issued in the tax office
- Use your existing Emerald Card® or get a new one issued same-day in the office
- No annual fees
An Expert Team on Your Side
Count on our expert team to help you take care of your tax needs.
Schedule a FREE consultation now
Frequently Asked Questions
How can you offer this at no cost?
How can you offer this at no cost?
It’s true—you don't have to pay any fees for Refund Advance. As a Taxsolutely™ customer, Refund Advance is available to you at no extra cost.
We’ve worked closely with Credit Karma, LLC, MVB Bank, Inc., Member FDIC, and First Century Bank, N.A., Member FDIC to make this offer to you. This is just another benefit of filing with Taxsolutely™!
How do I know if I'm eligible for Refund Advance?
How do I know if I'm eligible for Refund Advance?
Here are some of the eligibility requirements to qualify for a Refund Advance loan:
- You’re 18 or older
- Your expected federal refund amount is $500 or more
- You’re not a resident of North Carolina, Connecticut, or Illinois
- You’re e-filing your federal tax return with TurboTax
- Your physical address is listed on your tax return. Your address must be located in one of the eligible states and can’t be a PO box or prison address
- You’re not filing one of these tax forms: 1310, 4852, 4684, 4868, 1040SS, 1040PR, 1040X, 8888, or 8862
- You aren’t filing on behalf of a deceased taxpayer
- You must report income on a Form W-2, 1099-R, or Sched C
- You must open or have an existing Credit Karma MoneyTM checking account1.
How do I apply?
How do I apply?
If you’re expecting a federal refund while filing your taxes with Taxsolutely™, you’ll have the opportunity to apply for Refund Advance at the time you choose your refund method.
How do I access my Refund Advance?
How do I access my Refund Advance?
After you’ve been approved for Refund Advance and open a checking account with Credit Karma Money™, you could get your Refund Advance deposited into your checking account in as little as 30 seconds after IRS E-file acceptance of your return*. You can immediately access your Refund Advance with a virtual debit card and your physical Credit Karma Visa® Debit Card should arrive in 7-14 days.
* Acceptance times vary. You could get money in seconds, most customers receive funds within 4 minutes of acceptance.
What happens with the rest of my refund after I get my Refund Advance?
What happens with the rest of my refund after I get my Refund Advance?
The remaining amount of your federal refund (which is your original federal refund amount minus the Refund Advance and any other elected Taxsolutely™ service fees) and/or state refund, if applicable, will be deposited into your checking account with Credit Karma Money™ when the IRS or state tax authorities (if applicable) distribute your refund.